How does it work

1. Sign up for the 12 month service and pay a one-time fee for processing and handling of your file.

2. Credit reports are requested on your behalf and sent to your address.

3. Within 30 to 45 days you should receive the credit reports and forward them to your credit restoration specialist.

4. Your credit restoration specialist analyzes your file and specific situation and identifies which derogatory items can be challenged, that when removed, will result in an improved credit score.

5. Derogatory items are then challenged by letter demanding that the credit reporting company prove that it’s in compliance with the laws and regulations and that it remove all challenged items.

6. Every 45 to 60 days you will receive updated information from the credit bureaus.  You will forward all correspondence with credit bureaus to your credit restoration specialist so that the process can continue throughout the program period.

7. Within 3 to 6 months you’ll see your credit profile improving !!

Why is you Credit Score important?

* Improving your credit score by  101 points could potentially save you $1,180 a month, $14,160 a year, and over $400,000 during the life of your loan !!!!

 

 

 

 

*Assumes 30-Yr Fixed with loan principal amount of $300,000 and credit score improving from 619 to 720.